Privacy Policy

FACTS
WHAT DOES PEOPLES BANK OF MIDDLE TENNESSEE DO WITH YOUR PERSONAL INFORMATION?
Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Transaction history
  • Account balances and account transactions
  • Payment History and checking account transactions

When you are no longer our customer, we continue to share your information as described in this notice.
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Peoples Bank of Middle TN chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Peoples Bank of Middle TN Share?
Can you limit this sharing?

For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

No

We Don't Share

For joint marketing with other financial companies

No

We Don't Share

For our affiliates’ everyday business purposes
information about your transactions and experiences

No

We Don't Share

For our affiliates’ everyday business purposes
information about your creditworthiness

No

We Don't Share

For our non-affiliates to market to you

No

We Don't Share
Questions?

Call 931-684-7222 or go to www.pbobc.com
Who We Are
Who is providing this notice

Peoples Bank of Middle TN
What We do
How does Peoples Bank of Middle TN protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We limit access to information to these employees for whom access is appropriate.
How does Peoples Bank of Middle TN collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information
  • Provide account information or show your driver's license
  • make deposits or withdrawals to or from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Peoples Bank of Middle Tennessee does not share information with affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Peoples Bank of Middle Tennessee does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Peoples Bank of Middle Tennessee doesn’t jointly market.
Other Important Information

For Alaska, Illinois, Maryland, and North Dakota Customers - we will not share personal information with nonaffiliates either for them to market you or for joint marketing, without your authorization.

For California Customers - we will not share personal information with nonaffiliates either for them to market or for joint marketing, without your authorization.

For Massachusetts, Mississippi, and New Jersey Customers - we will not share personal information from our deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing, without your authorization.

For Vermont Customers - we will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share your personal information with affiliates or for joint marketing about your creditworthiness without your authorization.